Self Funded Insurance Plans

The knowledge of seasoned professionals with excellent products craft the smartest solutions for your health and benefits.

Custom plans for your business

At H&H Insurance Solutions we can create a custom self-funded plan that is perfect for your unique business. Self funded insurance plans can be an effective way to customize benefits and manage costs.

Key Reasons For a Self-funded Plan

Your business might consider a self-funded health insurance plan for a few key reasons. Firstly, it offers the potential for cost savings. By paying claims directly, businesses can avoid fixed premiums charged by traditional insurance companies. If your company has a healthy employee population with predictable healthcare costs, they could potentially pay less overall. Additionally, self-funded plans offer more control over plan design. With our help your business can tailor benefits to their specific workforce needs and priorities, potentially reducing unnecessary coverage and creating a more cost-effective plan.


However, there are also important considerations before diving into a self-funded approach. The biggest concern is the risk factor. Unlike traditional plans, the company bears the full financial burden of employee medical claims. If a year experiences a surge in healthcare costs, the business is solely responsible for covering those expenses. Additionally, self-funded plans require more administrative expertise to manage claims processing, network negotiations, and regulatory compliance.

We would love the opportunity to speak to you about all the details of a self funded plan, and we guide you and help you make the best decisions on all your insurance needs.

Have Questions, Contact Us

Whether it's protecting your business or keeping your personal life secure, our experts are here to navigate the complexities and find the perfect solutions for every need. Let us be your guide, simplifying the journey to peace of mind with tailored insurance options.

Click or call us at 229-249-9008