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Turning 65 is a milestone, and with it comes eligibility for Medicare. But Medicare itself doesn’t cover everything, leaving you with out-of-pocket costs for deductibles, coinsurance, copays, and probably many questions. That’s where Medicare Supplement and Advantage plans come in – and that’s where a true partner like H&H Insurance makes a difference.
Understanding the Gaps:
Original Medicare (Parts A and B) is a fantastic program, but it’s not all-encompassing. You might be responsible for deductibles when you enter the hospital (Part A) or coinsurance for doctor visits and outpatient care (Part B). These costs can add up quickly.
Medicare Supplements: Your Financial Safety Net
Medicare Supplement plans, also known as Medigap, bridge the gap between Original Medicare and your wallet. These plans help you pay for those out-of-pocket costs, offering peace of mind and predictability when it comes to healthcare expenses.
Medicare Advantage: All-in-One Convenience
Medicare Advantage plans go a step further, bundling the benefits of Original Medicare (Parts A & B) along with additional coverage options like vision, dental, and even prescription drugs (depending on the plan). These plans offer convenience and potentially lower out-of-pocket costs with a network of approved providers.
H&H Insurance: Your Guide Through the Maze
Choosing the right Medicare supplement or Advantage plan can feel overwhelming. H&H Insurance Solutions will help you with our experienced team. We will walk you through your options, considering your specific health needs and budget. We’ll compare plans from leading carriers to find the one that offers the best coverage at the most competitive rate.
Don’t navigate Medicare alone. Let H&H Insurance be your partner in securing a worry-free future. Contact us today for a free consultation and get started on finding the perfect Medicare plan for you.
